StockSpainMCE

SAN.MC

Banco Santander, S.A.

Financial Services · Banks - Diversified

12.696EUR

-0.2360 (-1.82%)

Description Historical Financials Relative Value Research News Discussion OptionsPrice Chart ↗Fundamental Chart ↗

Fiscal Year End12/2025

Last Quarter End06/2026 Q2

Current/T12M(EUR)

Issue Data

Last PxEUR / 12.70

P/E11.4

Dvd Ind Yld1.9%

P/B1.69

P/S3.1

Curr EV/T12M EBITDA—

Mkt Cap (EUR)184.4B

Curr EV (EUR)277.9B

Per Share Data

EPS T12M1.03

DPS0.22

Bk Val Per Sh7.64

Rev/Sh3.97

Cash/Sh22.02

Curr Shares Out14,522.2M

FCF/Sh-1.48

Cash Flow Analysis

P/CF-12.4

Curr P/FCF-8.2

CF/NI-0.9

Dvd P/O20.6%

Cash Gen/Cash Reqd-1.3

Csh Dvd Cov-4.4

CFO/Sales-24.7%

Eff Interest Rate18.0%

Growth Potential

Dil EPS 1Y Gr17.2%

Cap 1Y Gr-7.3%

BPS 1Y Gr8.8%

R&D To Sales—

Retention Rate79.4%

Rev 1Y Gr-0.5%

FCF 1Y Gr35.3%

Assets 1Y Gr1.7%

Profitability

EBITDA—

EBIT—

Operating Margin43.4%

Pretax Margin32.5%

Net Margin27.0%

ROA0.9%

ROE15.5%

ROC—

Asset Turnover0.03

Structure

Current Ratio—

Quick Ratio—

Debt/Assets19.9%

Debt/Com Eq355.6%

Net Debt/EBITDA—

Tot Debt/Capital78.1%

Gross Margin0.0%

EBIT/Int Exp—

Returns and turnover use the AVERAGE balance over the year, not the closing snapshot. Growth rates compare the two most recent fiscal years.

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