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XP

XP Inc.

Financial Services · Capital Markets

30.41USD

+1.0600 (+3.61%)

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Fiscal Year End12/2025
Last Quarter End06/2026 Q2
Current/T12M(BRL)
1)

Issue Data

Last PxUSD / 30.41
P/E2.9
Dvd Ind Yld0.7%
P/B0.62
P/S1.8
Curr EV/T12M EBITDA—
Mkt Cap (USD)15.4B
Curr EV (USD)—
2)

Per Share Data

EPS T12M10.13
DPS0.95
Bk Val Per Sh9.73
Rev/Sh16.18
Cash/Sh566.38
Curr Shares Out405.7M
FCF/Sh24.57
3)

Cash Flow Analysis

P/CF1.1
Curr P/FCF1.2
CF/NI2.5
Dvd P/O9.3%
Cash Gen/Cash Reqd11.6
Csh Dvd Cov27.2
CFO/Sales159.7%
Eff Interest Rate0.5%
4)

Growth Potential

Dil EPS 1Y Gr18.1%
Cap 1Y Gr-5.5%
BPS 1Y Gr21.1%
R&D To Sales—
Retention Rate90.7%
Rev 1Y Gr7.3%
FCF 1Y Gr6.5%
Assets 1Y Gr14.1%
5)

Profitability

EBITDA-4.3B
EBIT-4.7B
Operating Margin-55.6%
Pretax Margin68.0%
Net Margin63.1%
ROA1.4%
ROE22.6%
ROC-3.3%
Asset Turnover0.02
6)

Structure

Current Ratio0.80
Quick Ratio1.45
Debt/Assets26.3%
Debt/Com Eq432.1%
Net Debt/EBITDA-22.88
Tot Debt/Capital81.2%
Gross Margin27.6%
EBIT/Int Exp-9.5

Returns and turnover use the AVERAGE balance over the year, not the closing snapshot. Growth rates compare the two most recent fiscal years. This company reports in a different currency from the one its shares trade in, so any ratio dividing a market value by a statement figure crosses that boundary un-converted.