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XP

XP Inc.

Financial Services · Capital Markets

19.04USD

-0.9500 (-4.75%)

DescriptionHistoricalFinancialsRelative ValueResearchNewsDiscussionOptionsPrice Chart ↗Fundamental Chart ↗

Estimates and surprises

Consensus EPS on the street’s adjusted basis, not the filed GAAP figure — which is why the actuals here can differ from the income statement.

PeriodConsensus EPS90 days agoRevisions up (30d)Revisions down (30d)
Current quarter$2.75▲$2.720
Next quarter$2.96▲$2.8520
Current year$10.83▼$10.8620
Next year$12.18▼$12.2430

Recent quarters

Beat in 3 of the last 4

QuarterEstimateActualSurprise
2026-06-30$2.62$2.67+0.05 (+2.0%)
2026-03-31$2.53$2.49-0.04 (-1.7%)
2025-12-31$2.5$2.56+0.06 (+2.4%)
2025-09-30$2.42$2.47+0.05 (+2.2%)

Wall Street coverage

57 ratings from 11 firms

Ratings are attributed to the research firm, not to individual analysts. See every ticker.

FirmActionRatingPrice TargetDate
Itau BBAUpgraded from Market PerformOutperform$22Aug 31, 2026
UBSMaintainedBuy$28 $25Jun 3, 2026
UBSMaintainedBuy$25 $28Apr 2, 2026
JefferiesInitiatedBuy$22Jan 20, 2026
UBSMaintainedBuy$23 $25Dec 16, 2025
UBSMaintainedBuy$24 $23Oct 16, 2025
CitigroupMaintainedBuy$22 $23Sep 24, 2025
UBSMaintainedBuy$17 $24Jun 10, 2025
Goldman SachsUpgraded from NeutralBuy$17 $23Jun 4, 2025
Goldman SachsMaintainedNeutral$15 $17May 21, 2025
B of A SecuritiesMaintainedNeutral$16 $19May 21, 2025
Morgan StanleyUpgraded from Equal-WeightOverweight$18 $24May 13, 2025
UBSChanged from NeutralBuy$16 $17Apr 7, 2025
Goldman SachsMaintainedNeutral$19 $13Jan 27, 2025
UBSUpgraded from NeutralBuy$19 $16Jan 24, 2025
B of A SecuritiesDowngraded from BuyNeutral$25 $16Dec 10, 2024
Morgan StanleyMaintainedEqual-Weight$24 $21Nov 26, 2024
JP MorganMaintainedOverweight$28 $29Oct 16, 2024
Goldman SachsMaintainedNeutral$22 $19Jul 30, 2024
UBSDowngraded from BuyNeutral$30 $21Jul 11, 2024
B of A SecuritiesMaintainedBuy$31 $25Jun 17, 2024
CitigroupMaintainedBuy$29 $27Jun 5, 2024
Goldman SachsDowngraded from BuyNeutral$30 $23Apr 30, 2024
Morgan StanleyDowngraded from OverweightEqual-Weight$31 $24Apr 23, 2024
CitigroupMaintainedBuy$28 $29Mar 22, 2024

Analyst Notes

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No analyst notes on XP yet.

Analyst Ratings

11 analysts covering

PeriodStrong BuyBuyHoldSellStrong SellConsensus
Current23100Buy1.83
1 mo ago23100Buy1.83
2 mo ago36200Buy1.91
3 mo ago37300Buy2.00
Price target$23.32$20.31 – $26.28
+22.5% to target