XP Inc.
30.41USD
+1.0600 (+3.61%)
Not enough data yet
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Consensus EPS on the street’s adjusted basis, not the filed GAAP figure — which is why the actuals here can differ from the income statement.
| Period | Consensus EPS | 90 days ago | Revisions up (30d) | Revisions down (30d) |
|---|---|---|---|---|
| Current quarter | R$2.75▲ | R$2.71 | 1 | 1 |
| Next quarter | R$2.93▲ | R$2.86 | 1 | 1 |
| Current year | R$10.9▲ | R$10.66 | 2 | 0 |
| Next year | R$12.63▲ | R$11.95 | 3 | 0 |
Beat in 3 of the last 4
| Quarter | Estimate | Actual | Surprise |
|---|---|---|---|
| 2026-06-30 | R$2.62 | R$2.67 | +0.05 (+2.0%) |
| 2026-03-31 | R$2.53 | R$2.49 | -0.04 (-1.7%) |
| 2025-12-31 | R$2.5 | R$2.56 | +0.06 (+2.4%) |
| 2025-09-30 | R$2.42 | R$2.47 | +0.05 (+2.2%) |
61 ratings from 11 firms
Ratings are attributed to the research firm, not to individual analysts. See every ticker.
| Firm | Action | Rating | Price Target | Date |
|---|---|---|---|---|
| UBS | Maintained | Buy | $25 $37 | Oct 8, 2026 |
| JP Morgan | Maintained | Overweight | $26 $38 | Oct 6, 2026 |
| Itau BBA | Upgraded from Market Perform | Outperform | $27 | Oct 6, 2026 |
| Citigroup | Maintained | Buy | $23 $25 | Sep 29, 2026 |
| Itau BBA | Upgraded from Market Perform | Outperform | $22 | Aug 31, 2026 |
| UBS | Maintained | Buy | $28 $25 | Jun 3, 2026 |
| UBS | Maintained | Buy | $25 $28 | Apr 2, 2026 |
| Jefferies | Initiated | Buy | $22 | Jan 20, 2026 |
| UBS | Maintained | Buy | $23 $25 | Dec 16, 2025 |
| UBS | Maintained | Buy | $24 $23 | Oct 16, 2025 |
| Citigroup | Maintained | Buy | $22 $23 | Sep 24, 2025 |
| UBS | Maintained | Buy | $17 $24 | Jun 10, 2025 |
| Goldman Sachs | Upgraded from Neutral | Buy | $17 $23 | Jun 4, 2025 |
| Goldman Sachs | Maintained | Neutral | $15 $17 | May 21, 2025 |
| B of A Securities | Maintained | Neutral | $16 $19 | May 21, 2025 |
| Morgan Stanley | Upgraded from Equal-Weight | Overweight | $18 $24 | May 13, 2025 |
| UBS | Changed from Neutral | Buy | $16 $17 | Apr 7, 2025 |
| Goldman Sachs | Maintained | Neutral | $19 $13 | Jan 27, 2025 |
| UBS | Upgraded from Neutral | Buy | $19 $16 | Jan 24, 2025 |
| B of A Securities | Downgraded from Buy | Neutral | $25 $16 | Dec 10, 2024 |
| Morgan Stanley | Maintained | Equal-Weight | $24 $21 | Nov 26, 2024 |
| JP Morgan | Maintained | Overweight | $28 $29 | Oct 16, 2024 |
| Goldman Sachs | Maintained | Neutral | $22 $19 | Jul 30, 2024 |
| UBS | Downgraded from Buy | Neutral | $30 $21 | Jul 11, 2024 |
| B of A Securities | Maintained | Buy | $31 $25 | Jun 17, 2024 |
1 filing from 1 insider · 0 buy / 0 sell over 6m
Officers and directors of XP, from the last two years of filings. Grants, gifts and option exercises are shown but not colour-coded — they are compensation, not a view on the price.
| Insider | Action | Shares | Price | Value | Date |
|---|---|---|---|---|---|
| Dos Santos Bruno Constantino AlexandreDirector | Sellindirect | 123.3k | $19.58 | $2.41M | Sep 16, 2026 |
No analyst notes on XP yet.
Analyst Ratings
13 analysts covering
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Consensus |
|---|---|---|---|---|---|---|
| Current | 4 | 8 | 1 | 0 | 0 | Buy1.77 |
| 1 mo ago | 4 | 8 | 1 | 0 | 0 | Buy1.77 |
| 2 mo ago | 4 | 8 | 1 | 0 | 0 | Buy1.77 |
| 3 mo ago | 3 | 8 | 2 | 0 | 0 | Buy1.92 |
Members whose judged calls on XP have played out most reliably.
No settled calls on XP yet. Nobody has filed a call with a deadline on it.
A member is listed once they have three judged calls on a name.
A call with a target is judged on whether the price reaches it by the deadline, counting each day's high (a buy) or low (a sell) from the day after the call was made. A call without one is judged on whether the price at the close on the deadline is higher (a buy) or lower (a sell) than the price the call was made at: the live price when it was saved, for a call made with Make a call, or the last close before the day it was filed, for a call made in a note. Not against the market or an index.
A percentage appears once five calls have reached their deadline. A target reached sooner is shown as played out early, and counts toward the percentage when its deadline passes, because a miss cannot be known before then.
A member’s prediction, judged on price history · not investment advice