StockUnited StatesNYSE

SYF

Synchrony Financial

Financial Services · Credit Services

77.35USD

-1.2700 (-1.62%)

Description Historical Financials Relative Value Research News Discussion OptionsPrice Chart ↗Fundamental Chart ↗

Fiscal Year End12/2025

Last Quarter End06/2026 Q2

Current/T12M(USD)

Issue Data

Last PxUSD / 77.35

P/E7.3

Dvd Ind Yld1.7%

P/B1.51

P/S2.6

Curr EV/T12M EBITDA—

Mkt Cap (USD)25.6B

Curr EV (USD)27.5B

Per Share Data

EPS T12M9.73

DPS1.26

Bk Val Per Sh46.71

Rev/Sh28.48

Cash/Sh49.77

Curr Shares Out325.4M

FCF/Sh—

Cash Flow Analysis

P/CF2.6

Curr P/FCF—

CF/NI2.8

Dvd P/O11.9%

Cash Gen/Cash Reqd—

Csh Dvd Cov23.1

CFO/Sales—

Eff Interest Rate25.5%

Growth Potential

Dil EPS 1Y Gr8.5%

Cap 1Y Gr-0.3%

BPS 1Y Gr8.3%

R&D To Sales—

Retention Rate88.1%

Rev 1Y Gr—

FCF 1Y Gr—

Assets 1Y Gr-0.3%

Profitability

EBITDA—

EBIT—

Operating Margin50.2%

Pretax Margin—

Net Margin35.5%

ROA2.9%

ROE20.8%

ROC—

Asset Turnover—

Structure

Current Ratio—

Quick Ratio—

Debt/Assets13.5%

Debt/Com Eq97.2%

Net Debt/EBITDA—

Tot Debt/Capital49.3%

Gross Margin0.0%

EBIT/Int Exp—

Returns and turnover use the AVERAGE balance over the year, not the closing snapshot. Growth rates compare the two most recent fiscal years.

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