StockUnited StatesNYSE

SYF

Synchrony Financial

Financial Services · Credit Services

73.64USD

-1.4500 (-1.93%)

Community sentiment

Not enough data yet

A reading needs 5 members, each at least 14 days old with a track record on this site (simulated portfolios and calls), who shared a take in the last 30 days; 2 of them need a strong record.

Members' own stated views, weighted by account age and track record on this site (simulated portfolios and calls). Not a forecast or a price signal. How this is worked out

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Description Historical Financials Relative Value Research News Community Room OptionsPrice Chart ↗Fundamental Chart ↗

Fiscal Year End12/2025

Last Quarter End09/2026 Q3

Current/T12M(USD)

Issue Data

Last PxUSD / 73.64

P/E7.2

Dvd Ind Yld1.8%

P/B1.45

P/S2.4

Curr EV/T12M EBITDA—

Mkt Cap (USD)24.0B

Curr EV (USD)25.8B

Per Share Data

EPS T12M9.55

DPS1.30

Bk Val Per Sh47.70

Rev/Sh29.10

Cash/Sh51.06

Curr Shares Out325.4M

FCF/Sh—

Cash Flow Analysis

P/CF2.5

Curr P/FCF—

CF/NI2.9

Dvd P/O12.6%

Cash Gen/Cash Reqd—

Csh Dvd Cov22.8

CFO/Sales—

Eff Interest Rate26.3%

Growth Potential

Dil EPS 1Y Gr8.5%

Cap 1Y Gr-0.3%

BPS 1Y Gr8.3%

R&D To Sales—

Retention Rate87.4%

Rev 1Y Gr—

FCF 1Y Gr—

Assets 1Y Gr-0.3%

Profitability

EBITDA—

EBIT—

Operating Margin49.8%

Pretax Margin—

Net Margin34.1%

ROA2.8%

ROE19.8%

ROC—

Asset Turnover—

Structure

Current Ratio—

Quick Ratio—

Debt/Assets13.9%

Debt/Com Eq102.9%

Net Debt/EBITDA—

Tot Debt/Capital50.7%

Gross Margin0.0%

EBIT/Int Exp—

Returns and turnover use the AVERAGE balance over the year, not the closing snapshot. Growth rates compare the two most recent fiscal years.

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