Synchrony Financial
77.35USD
-1.2700 (-1.62%)
Consensus EPS on the street’s adjusted basis, not the filed GAAP figure — which is why the actuals here can differ from the income statement.
| Period | Consensus EPS | 90 days ago | Revisions up (30d) | Revisions down (30d) |
|---|---|---|---|---|
| Current quarter | $2.35▼ | $2.59 | 1 | 1 |
| Next quarter | $2.17▼ | $2.33 | 1 | 18 |
| Current year | $9.37▲ | $9.28 | 1 | 2 |
| Next year | $10.47▲ | $10.47 | 7 | 13 |
Beat in 4 of the last 4
| Quarter | Estimate | Actual | Surprise |
|---|---|---|---|
| 2026-06-30 | $2.13 | $2.59 | +0.46 (+21.9%) |
| 2026-03-31 | $2.16 | $2.27 | +0.11 (+5.1%) |
| 2025-12-31 | $2.02 | $2.18 | +0.16 (+7.8%) |
| 2025-09-30 | $2.21 | $2.86 | +0.65 (+29.3%) |
338 ratings from 37 firms
Ratings are attributed to the research firm, not to individual analysts. See every ticker.
| Firm | Action | Rating | Price Target | Date |
|---|---|---|---|---|
| Wolfe Research | Maintained | Outperform | $85 $90 | Aug 25, 2026 |
| UBS | Maintained | Neutral | $84 $87 | Aug 3, 2026 |
| Evercore ISI Group | Maintained | Outperform | $90 $86 | Jul 28, 2026 |
| Wells Fargo | Maintained | Overweight | $95 $88 | Jul 22, 2026 |
| RBC Capital | Maintained | Sector Perform | $85 $80 | Jul 22, 2026 |
| Baird | Maintained | Outperform | $86 $90 | Jul 22, 2026 |
| HSBC | Maintained | Buy | $93 $97 | Jul 13, 2026 |
| JP Morgan | Maintained | Neutral | $81 $78 | Jul 13, 2026 |
| TD Cowen | Maintained | Buy | $89 $90 | Jul 7, 2026 |
| UBS | Maintained | Neutral | $77 $84 | Jul 7, 2026 |
| Loop Capital | Initiated | Hold | $81 | May 22, 2026 |
| Truist Securities | Maintained | Hold | $71 $82 | Apr 23, 2026 |
| Barclays | Maintained | Overweight | $82 $93 | Apr 22, 2026 |
| Baird | Maintained | Outperform | $83 $86 | Apr 22, 2026 |
| BTIG | Downgraded from Buy | Neutral | — | Apr 22, 2026 |
| JP Morgan | Maintained | Neutral | $84 $73 | Apr 9, 2026 |
| Wells Fargo | Maintained | Overweight | $100 $95 | Apr 9, 2026 |
| Evercore ISI Group | Maintained | Outperform | $88 $80 | Apr 6, 2026 |
| Barclays | Maintained | Overweight | $93 $82 | Apr 6, 2026 |
| Truist Securities | Maintained | Hold | $84 $71 | Mar 23, 2026 |
| BTIG | Reiterated | Buy | $96 | Mar 11, 2026 |
| Baird | Upgraded from Neutral | Outperform | $83 | Feb 13, 2026 |
| Truist Securities | Maintained | Hold | $92 $84 | Jan 29, 2026 |
| JP Morgan | Maintained | Neutral | $86 $84 | Jan 28, 2026 |
| RBC Capital | Maintained | Sector Perform | $91 $85 | Jan 28, 2026 |
151 filings from 21 insiders · 30 buy / 8 sell over 6m
Officers and directors of SYF, from the last two years of filings. Grants, gifts and option exercises are shown but not colour-coded — they are compensation, not a view on the price.
| Insider | Action | Shares | Price | Value | Date |
|---|---|---|---|---|---|
| COVIELLO ARTHUR W JRDirector | Buy | 11 | $80.60 | $887 | Aug 17, 2026 |
| CASELLAS ALBERTO BOfficer | Exercise | 5.5k | $33.53 | $183k | Aug 13, 2026 |
| CASELLAS ALBERTO BOfficer | Sell | 5.5k | $80.00 | $436k | Aug 13, 2026 |
| COVIELLO ARTHUR W JRDirector | Sell | 4.0k | $77.17 | $309k | Aug 3, 2026 |
| OWENS DARRELLOfficer | Sell | 610 | $76.73 | $47k | Aug 3, 2026 |
| GENTLEMAN COURTNEYOfficer | Sell | 721 | $76.73 | $55k | Aug 3, 2026 |
| COLAO DANIEL ODirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| CHYTIL KAMILA KDirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| RICHIE LAUREL JDirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| ELLINGER DEBORAH G.Director | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| GUTHRIE ROY ADirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| NAYLOR JEFFREY GDirector | Grant | 1.2k | $76.05 | $91k | Jun 30, 2026 |
| ZANE ELLEN MDirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| COVIELLO ARTHUR W JRDirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| AGUIRRE FERNANDODirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| PARKER PAUL WDirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| ALVES PAGET LEONARDDirector | Grant | 789 | $76.05 | $60k | Jun 30, 2026 |
| MOTHNER JONATHAN SOfficer | Sell | 51.3k | $71.23 | $3.65M | May 15, 2026 |
| OWENS DARRELLOfficer | Grant | 74 | $71.38 | $5k | May 15, 2026 |
| COLAO DANIEL ODirector | Grant | 14 | $71.38 | $999 | May 15, 2026 |
No analyst notes on SYF yet.
Analyst Ratings
23 analysts covering
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Consensus |
|---|---|---|---|---|---|---|
| Current | 3 | 12 | 9 | 0 | 0 | Buy2.25 |
| 1 mo ago | 4 | 12 | 8 | 0 | 0 | Buy2.17 |
| 2 mo ago | 3 | 12 | 9 | 0 | 0 | Buy2.25 |