⌘K
OverviewStock screenerAnalyst actionsTicker roomsCalendar
MarketsInvestorsSign in
StockUnited StatesNasdaqGS

HQY

HealthEquity, Inc.

Healthcare · Health Information Services

103.97USD

+3.0000 (+2.97%)

Alert
DescriptionHistoricalFinancialsRelative ValueResearchNewsCommunityRoomOptionsPrice Chart ↗Fundamental Chart ↗
ProfileRatiosRevenue & EPS
Reading financial statements from SEC filings…
A first visit to a security takes a few seconds.

Community sentiment

Not enough data yet

A reading needs 5 members, each at least 14 days old with a track record on this site (simulated portfolios and calls), who shared a take in the last 30 days; 2 of them need a strong record.

Sign in to share your take on HQY.

Members' own stated views, weighted by account age and track record on this site (simulated portfolios and calls). Not a forecast or a price signal. How this is worked out
  • Only members whose accounts are at least 14 days old and who have a track record on this site (simulated portfolios and calls) count, and bots never do. A take from anyone else is saved and starts to count the day they qualify.
  • A take fades: it counts half as much after 7 days and drops out after 30.
  • Members with a strong record count more. Everyone else counts together for a capped share, so many accounts cannot outweigh a few strong ones.
  • Nothing is shown until 5 qualifying members have taken part, 2 of them with a strong record. It stays an early read until 3 have one and the sample is large enough.
  • Until 20 members have taken part the marker only says bullish, bearish or mixed, at a fixed spot, and the number of members is given as a band, not a count.
  • The reading is refreshed about every 30 minutes, so a take you have just made will not move it straight away.
  • Your own take is private: only the totals are shown, and never who said what.
Fiscal Year End01/2026
Last Quarter End07/2026 Q2
Current/T12M(USD)
1)

Issue Data

Last PxUSD / 103.97
P/E36.4
Dvd Ind Yld0.0%
P/B4.32
P/S6.3
Curr EV/T12M EBITDA21.7
Mkt Cap (USD)8.6B
Curr EV (USD)9.3B
2)

Per Share Data

EPS T12M2.76
DPS0.00
Bk Val Per Sh24.00
Rev/Sh16.21
Cash/Sh3.10
Curr Shares Out82.7M
FCF/Sh5.81
3)

Cash Flow Analysis

P/CF17.5
Curr P/FCF17.6
CF/NI2.1
Dvd P/O0.0%
Cash Gen/Cash Reqd200.1
Csh Dvd Cov—
CFO/Sales36.0%
Eff Interest Rate5.4%
4)

Growth Potential

Dil EPS 1Y Gr125.7%
Cap 1Y Gr-3.4%
BPS 1Y Gr1.2%
R&D To Sales20.4%
Retention Rate100.0%
Rev 1Y Gr9.5%
FCF 1Y Gr34.7%
Assets 1Y Gr-2.0%
5)

Profitability

EBITDA0.4B
EBIT0.4B
Operating Margin25.8%
Pretax Margin22.7%
Net Margin17.4%
ROA7.1%
ROE11.4%
ROC9.2%
Asset Turnover0.41
6)

Structure

Current Ratio2.99
Quick Ratio2.46
Debt/Assets28.5%
Debt/Com Eq46.8%
Net Debt/EBITDA1.57
Tot Debt/Capital31.9%
Gross Margin71.2%
EBIT/Int Exp6.7

Returns and turnover use the AVERAGE balance over the year, not the closing snapshot. Growth rates compare the two most recent fiscal years.