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StockUnited StatesNasdaqGS

HQY

HealthEquity, Inc.

Healthcare · Health Information Services

92.66USD

-0.7000 (-0.75%)

DescriptionHistoricalFinancialsRelative ValueResearchNewsDiscussionOptionsPrice Chart ↗Fundamental Chart ↗

Estimates and surprises

Consensus EPS on the street’s adjusted basis, not the filed GAAP figure — which is why the actuals here can differ from the income statement.

PeriodConsensus EPS90 days agoRevisions up (30d)Revisions down (30d)
Current quarter$1.15▼$1.1645
Next quarter$1.1▼$1.14110
Current year$4.72▲$4.7252
Next year$5.5▲$5.4854

Recent quarters

Beat in 4 of the last 4

QuarterEstimateActualSurprise
2026-07-31$1.19$1.24+0.05 (+3.9%)
2026-04-30$1.12$1.24+0.12 (+11.2%)
2026-01-31$0.9$0.95+0.05 (+5.8%)
2025-10-31$0.91$1.01+0.10 (+10.7%)

Wall Street coverage

209 ratings from 26 firms

Ratings are attributed to the research firm, not to individual analysts. See every ticker.

FirmActionRatingPrice TargetDate
Deutsche BankMaintainedBuy$135 $142Aug 31, 2026
BTIGReiteratedBuy$115Aug 28, 2026
BTIGMaintainedBuy$110 $115Jul 24, 2026
RBC CapitalReiteratedOutperform$108Jun 3, 2026
CitizensMaintainedMarket Outperform$110 $111Jun 1, 2026
RBC CapitalMaintainedOutperform$100 $108May 29, 2026
Barrington ResearchMaintainedOutperform$110May 22, 2026
BMO CapitalUpgraded from Market PerformOutperform$85 $105Apr 9, 2026
Deutsche BankMaintainedBuy$120 $128Mar 19, 2026
Barrington ResearchMaintainedOutperform$125 $110Mar 18, 2026
JP MorganMaintainedOverweight$129 $123Mar 18, 2026
RBC CapitalMaintainedOutperform$110 $100Mar 18, 2026
BarclaysMaintainedOverweight$118 $110Feb 18, 2026
BTIGMaintainedBuy$130 $110Feb 17, 2026
Goldman SachsDowngraded from NeutralSell$89Jan 9, 2026
KeybancMaintainedOverweight$120 $125Jan 8, 2026
BarclaysInitiatedOverweight$118Dec 9, 2025
Barrington ResearchMaintainedOutperform$125Dec 4, 2025
JP MorganMaintainedOverweight$126 $129Dec 4, 2025
CitizensMaintainedMarket Outperform$117 $122Dec 4, 2025
BTIGReiteratedBuy$130Dec 4, 2025
BMO CapitalInitiatedMarket Perform$100Nov 13, 2025
KeybancMaintainedOverweight$125 $120Oct 8, 2025
JefferiesMaintainedBuy$130 $134Sep 3, 2025
JP MorganMaintainedOverweight$125 $126Sep 3, 2025

Insider transactions

73 filings from 17 insiders · 17 buy / 6 sell over 6m

Officers and directors of HQY, from the last two years of filings. Grants, gifts and option exercises are shown but not colour-coded — they are compensation, not a view on the price.

InsiderActionSharesPriceValueDate
DILLON ADRIAN TDirectorSell7.6k$104.47$798kAug 25, 2026
DILLON ADRIAN TDirectorExercise7.6k$32.50$248kAug 25, 2026
FIORE MICHAEL HENRYOfficerSell2.4k$95.00$224kJul 10, 2026
FIORE MICHAEL HENRYOfficerSell2.5k$95.00$235kJul 2, 2026
DILLON ADRIAN TDirectorGrant2.9k——Jun 25, 2026
DILSAVER EVELYN SDirectorGrant2.9k——Jun 25, 2026
SELANDER ROBERT WDirectorGrant2.9k——Jun 25, 2026
NATARAJAN RAJESHDirectorGrant2.9k——Jun 25, 2026
PARKER STUART BDirectorGrant2.9k——Jun 25, 2026
GASSEN WILLIAMDirectorGrant2.9k——Jun 25, 2026
WELLBORN GAYLE FURGURSONDirectorGrant2.9k——Jun 25, 2026
MCCOWAN DEBRA CHARLOTTEDirectorGrant2.9k——Jun 25, 2026
FIORE MICHAEL HENRYOfficerSell3.1k$95.00$298kMay 29, 2026
WELLBORN GAYLE FURGURSONDirectorExercise2.4k$47.21$115kMay 28, 2026
LADD DELANO W IVGeneral CounselSell7.5k$90.00$675kMay 28, 2026
WELLBORN GAYLE FURGURSONDirectorSell2.4k$90.00$220kMay 28, 2026
NEELEMAN STEPHENOfficer and DirectorGrant39.8k——Mar 25, 2026
ROSNER ELIMELECHChief Technology OfficerGrant60.6k——Mar 25, 2026
FIORE MICHAEL HENRYOfficerGrant17.6k——Mar 25, 2026
GATHRIGHT MICHAELOfficerGrant15.2k——Mar 25, 2026

Analyst Notes

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No analyst notes on HQY yet.

Analyst Ratings

15 analysts covering

PeriodStrong BuyBuyHoldSellStrong SellConsensus
Current510000Buy1.67
1 mo ago510000Buy1.67
2 mo ago510000Buy1.67
3 mo ago510010Buy1.81
Price target$119.00$105.00 – $142.00
+28.4% to target