StockUnited StatesNasdaqGS

AFRM

Affirm Holdings, Inc.

Financial Services · Credit Services

68.15USD

-3.9300 (-5.45%)

Description Historical Financials Relative Value Research News Discussion OptionsPrice Chart ↗Fundamental Chart ↗

Fiscal Year End06/2026

Last Quarter End06/2026 Q4

Current/T12M(USD)

Issue Data

Last PxUSD / 68.15

P/E11.9

Dvd Ind Yld—

P/B4.19

P/S15.9

Curr EV/T12M EBITDA43.5

Mkt Cap (USD)23.0B

Curr EV (USD)31.3B

Per Share Data

EPS T12M5.53

DPS—

Bk Val Per Sh16.26

Rev/Sh4.14

Cash/Sh5.04

Curr Shares Out296.9M

FCF/Sh2.85

Cash Flow Analysis

P/CF18.7

Curr P/FCF23.2

CF/NI0.6

Dvd P/O0.0%

Cash Gen/Cash Reqd—

Csh Dvd Cov—

CFO/Sales85.3%

Eff Interest Rate5.2%

Growth Potential

Dil EPS 1Y Gr3586.7%

Cap 1Y Gr43.1%

BPS 1Y Gr74.7%

R&D To Sales—

Retention Rate100.0%

Rev 1Y Gr29.6%

FCF 1Y Gr65.0%

Assets 1Y Gr41.6%

Profitability

EBITDA0.7B

EBIT0.4B

Operating Margin28.9%

Pretax Margin34.1%

Net Margin133.6%

ROA14.3%

ROE45.1%

ROC—

Asset Turnover0.11

Structure

Current Ratio11.98

Quick Ratio8.36

Debt/Assets63.5%

Debt/Com Eq182.8%

Net Debt/EBITDA11.66

Tot Debt/Capital64.6%

Gross Margin48.9%

EBIT/Int Exp0.9

Returns and turnover use the AVERAGE balance over the year, not the closing snapshot. Growth rates compare the two most recent fiscal years.

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