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StockUnited StatesNasdaqGS

AFRM

Affirm Holdings, Inc.

Financial Services · Credit Services

70.08USD

-2.3200 (-3.20%)

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Fiscal Year End06/2026
Last Quarter End06/2026 Q4
Current/T12M(USD)
1)

Issue Data

Last PxUSD / 70.08
P/E12.3
Dvd Ind Yld0.0%
P/B4.31
P/S16.4
Curr EV/T12M EBITDA44.4
Mkt Cap (USD)23.6B
Curr EV (USD)32.0B
2)

Per Share Data

EPS T12M5.53
DPS—
Bk Val Per Sh16.26
Rev/Sh4.14
Cash/Sh5.04
Curr Shares Out296.9M
FCF/Sh2.85
3)

Cash Flow Analysis

P/CF19.2
Curr P/FCF23.8
CF/NI0.6
Dvd P/O0.0%
Cash Gen/Cash Reqd—
Csh Dvd Cov—
CFO/Sales85.3%
Eff Interest Rate5.2%
4)

Growth Potential

Dil EPS 1Y Gr3586.7%
Cap 1Y Gr43.1%
BPS 1Y Gr74.7%
R&D To Sales—
Retention Rate100.0%
Rev 1Y Gr29.6%
FCF 1Y Gr65.0%
Assets 1Y Gr41.6%
5)

Profitability

EBITDA0.7B
EBIT0.4B
Operating Margin28.9%
Pretax Margin34.1%
Net Margin133.6%
ROA14.3%
ROE45.1%
ROC—
Asset Turnover0.11
6)

Structure

Current Ratio11.98
Quick Ratio8.36
Debt/Assets63.5%
Debt/Com Eq182.8%
Net Debt/EBITDA11.66
Tot Debt/Capital64.6%
Gross Margin48.9%
EBIT/Int Exp0.9

Returns and turnover use the AVERAGE balance over the year, not the closing snapshot. Growth rates compare the two most recent fiscal years.