Affirm Holdings, Inc.
70.08USD
-2.3200 (-3.20%)
Not enough data yet
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Consensus EPS on the street’s adjusted basis, not the filed GAAP figure — which is why the actuals here can differ from the income statement.
| Period | Consensus EPS | 90 days ago | Revisions up (30d) | Revisions down (30d) |
|---|---|---|---|---|
| Current quarter | $0.86▲ | $0.85 | 5 | 0 |
| Next quarter | $1.1▼ | $1.1 | 2 | 1 |
| Current year | $3.85▲ | $3.72 | 7 | 1 |
| Next year | $5.02▲ | $4.73 | 6 | 1 |
Beat in 1 of the last 4
| Quarter | Estimate | Actual | Surprise |
|---|---|---|---|
| 2026-06-30 | $0.85 | $4.97 | +4.12 (+486.2%) |
| 2026-03-31 | $0.73 | $0.62 | -0.11 (-15.0%) |
| 2025-12-31 | $0.84 | $0.72 | -0.12 (-13.9%) |
| 2025-09-30 | $0.62 | $0.61 | -0.01 (-1.3%) |
322 ratings from 40 firms
Ratings are attributed to the research firm, not to individual analysts. See every ticker.
| Firm | Action | Rating | Price Target | Date |
|---|---|---|---|---|
| Truist Securities | Maintained | Buy | $85 $88 | Oct 23, 2026 |
| Goldman Sachs | Maintained | Buy | $115 $103 | Oct 13, 2026 |
| TD Cowen | Maintained | Buy | $124 $110 | Oct 6, 2026 |
| Freedom Capital Markets | Maintained | Buy | $105 | Oct 1, 2026 |
| Citizens | Reiterated | Market Outperform | $85 | Sep 16, 2026 |
| Wolfe Research | Upgraded from Peer Perform | Outperform | $90 | Sep 14, 2026 |
| Loop Capital | Initiated | Buy | $105 | Sep 9, 2026 |
| Truist Securities | Maintained | Buy | $83 $85 | Sep 3, 2026 |
| Scotiabank | Initiated | Sector Outperform | $95 | Sep 2, 2026 |
| Goldman Sachs | Maintained | Buy | $106 $115 | Aug 31, 2026 |
| Bernstein | Maintained | Outperform | $100 $110 | Aug 31, 2026 |
| Cantor Fitzgerald | Maintained | Overweight | $88 $97 | Aug 31, 2026 |
| UBS | Maintained | Neutral | $82 $90 | Aug 28, 2026 |
| TD Cowen | Maintained | Buy | $117 $124 | Aug 28, 2026 |
| Susquehanna | Maintained | Positive | $105 $110 | Aug 28, 2026 |
| Piper Sandler | Maintained | Overweight | $103 $115 | Aug 28, 2026 |
| Oppenheimer | Maintained | Outperform | $100 $104 | Aug 28, 2026 |
| Barclays | Maintained | Overweight | $97 $105 | Aug 28, 2026 |
| JP Morgan | Maintained | Overweight | $90 $105 | Aug 28, 2026 |
| RBC Capital | Maintained | Sector Perform | $80 $96 | Aug 28, 2026 |
| BMO Capital | Maintained | Outperform | $86 $101 | Aug 28, 2026 |
| Cantor Fitzgerald | Reiterated | Overweight | $88 | Aug 28, 2026 |
| Morgan Stanley | Maintained | Equal-Weight | $80 $82 | Aug 28, 2026 |
| B of A Securities | Maintained | Buy | $93 $104 | Aug 28, 2026 |
| Needham | Maintained | Buy | $90 $100 | Aug 28, 2026 |
215 filings from 20 insiders · 27 buy / 9 sell over 6m
Officers and directors of AFRM, from the last two years of filings. Grants, gifts and option exercises are shown but not colour-coded — they are compensation, not a view on the price.
| Insider | Action | Shares | Price | Value | Date |
|---|---|---|---|---|---|
| O'Hare RobertOfficer, Chief Financial Officer | Exercise | 17.0k | $17.19 | $293k | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | Exercise | 1.9k | $41.80 | $78k | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | Exercise | 10.2k | $22.30 | $228k | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | Exercise | 21.8k | $23.35 | $510k | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | Exercise | 9.0k | $44.06 | $396k | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | Exercise | 5.6k | $57.59 | $325k | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | Sell | 65.6k | $80.02 | $5.25M | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | ExerciseStock Option (Right to Buy) | 1.9k | — | — | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | ExerciseStock Option (Right to Buy) | 17.0k | — | — | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | ExerciseStock Option (Right to Buy) | 10.2k | — | — | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | ExerciseStock Option (Right to Buy) | 21.8k | — | — | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | ExerciseStock Option (Right to Buy) | 9.0k | — | — | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | ExerciseStock Option (Right to Buy) | 5.6k | — | — | Oct 9, 2026 |
| O'Hare RobertOfficer, Chief Financial Officer | GrantRestricted Stock Units | 46.9k | — | — | Sep 16, 2026 |
| Linford MichaelOfficer, President | GrantRestricted Stock Units | 67.0k | — | — | Sep 16, 2026 |
| Michalek LiborDirector; Officer, President | GrantRestricted Stock Units | 67.0k | — | — | Sep 16, 2026 |
| Adkins KatherineOfficer, Chief Legal Officer | GrantRestricted Stock Units | 30.2k | — | — | Sep 16, 2026 |
| Jiyane SipheleleOfficer, Chief Accounting Officer | Sell | 27.0k | $72.19 | $1.95M | Sep 14, 2026 |
| Jiyane SipheleleOfficer, Chief Accounting Officer | Sell | 25.0k | $72.41 | $1.81M | Sep 4, 2026 |
| Adkins KatherineOfficer, Chief Legal Officer | Exercise | 4.4k | $22.30 | $98k | Sep 3, 2026 |
No analyst notes on AFRM yet.
Analyst Ratings
32 analysts covering
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Consensus |
|---|---|---|---|---|---|---|
| Current | 6 | 21 | 7 | 0 | 0 | Buy2.03 |
| 1 mo ago | 6 | 21 | 7 | 0 | 0 | Buy2.03 |
| 2 mo ago | 5 | 19 | 9 | 0 | 0 | Buy2.12 |
| 3 mo ago | 5 | 20 | 9 | 0 | 0 | Buy2.12 |
Members whose judged calls on AFRM have played out most reliably.
No settled calls on AFRM yet. Nobody has filed a call with a deadline on it.
A member is listed once they have three judged calls on a name.
A call with a target is judged on whether the price reaches it by the deadline, counting each day's high (a buy) or low (a sell) from the day after the call was made. A call without one is judged on whether the price at the close on the deadline is higher (a buy) or lower (a sell) than the price the call was made at: the live price when it was saved, for a call made with Make a call, or the last close before the day it was filed, for a call made in a note. Not against the market or an index.
A percentage appears once five calls have reached their deadline. A target reached sooner is shown as played out early, and counts toward the percentage when its deadline passes, because a miss cannot be known before then.
A member’s prediction, judged on price history · not investment advice