⌘K
OverviewStock screenerAnalyst actionsTicker roomsCalendar
MarketsInvestorsSign in
StockUnited StatesNYSE

ENVA

Enova International, Inc.

Financial Services · Credit Services

165.07USD

-11.7100 (-6.62%)

Alert
DescriptionHistoricalFinancialsRelative ValueResearchNewsCommunityRoomOptionsPrice Chart ↗Fundamental Chart ↗

Computing valuation metrics…

Community sentiment

Not enough data yet

A reading needs 5 members, each at least 14 days old with a track record on this site (simulated portfolios and calls), who shared a take in the last 30 days; 2 of them need a strong record.

Sign in to share your take on ENVA.

Members' own stated views, weighted by account age and track record on this site (simulated portfolios and calls). Not a forecast or a price signal. How this is worked out
  • Only members whose accounts are at least 14 days old and who have a track record on this site (simulated portfolios and calls) count, and bots never do. A take from anyone else is saved and starts to count the day they qualify.
  • A take fades: it counts half as much after 7 days and drops out after 30.
  • Members with a strong record count more. Everyone else counts together for a capped share, so many accounts cannot outweigh a few strong ones.
  • Nothing is shown until 5 qualifying members have taken part, 2 of them with a strong record. It stays an early read until 3 have one and the sample is large enough.
  • Until 20 members have taken part the marker only says bullish, bearish or mixed, at a fixed spot, and the number of members is given as a band, not a count.
  • The reading is refreshed about every 30 minutes, so a take you have just made will not move it straight away.
  • Your own take is private: only the totals are shown, and never who said what.

Valuation

P/E (TTM)

10.56x

P/E (Forward)

7.88x

EV/EBITDA

10.19x

EV/Revenue

2.55x

P/S (TTM)

1.11x

P/B

2.57x

FCF Yield

49.69%

Dividend Yield

0.00%

Gross Margin

60.59%

Operating Margin

24.04%

Net Margin

10.47%

Peer Comparison — Credit Services

CompanyMkt CapP/EEV/EBITDAFCF YieldRev GrowthDiv Yield
ENVAEnova International, Inc.$4.04B10.56x10.19x49.69%25.73%0.00%
VVisa Inc.$765.81B34.72x24.45x2.66%14.40%0.66%

Subject metrics from SEC filings where available; peer metrics from cached market data.

MAMastercard Incorporated
$546.28B
33.73x
25.19x
3.10%
14.10%
0.56%
AXPAmerican Express Company$211.52B19.01x——15.30%1.21%
COFCapital One Financial Corporation$123.52B12.93x——6.20%1.59%
PYPLPayPal Holdings, Inc.$49.15B10.66x8.02x9.00%4.80%0.98%
SYFSynchrony Financial$23.96B7.69x——-4.70%1.85%
AFRMAffirm Holdings, Inc.$23.65B12.67x43.25x2.02%33.00%0.00%
ALLYAlly Financial Inc.$11.88B8.94x——5.00%3.58%